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Monthly Payment Calculator
How much will my house payment be? Move the sliders or type your numbers to see an estimated monthly payment. This is an estimate to help you plan — not an offer or a commitment to lend.
Your numbers
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10% · $35,000 down
6.75%
Sample rate for illustration only — not a quote. Your rate depends on your credit, loan type, and market.
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Estimated monthly payment
$2,626/mo
Estimated as a Conventional loan
Principal & interest$2,043
Property taxes$300
Home insurance$125
Mortgage insurance (estimate)$158
What's this?
Mortgage insurance protects the lender when you put less than 20% down. It's part of your monthly payment, so we include it here — no surprises.
- – Conventional loans (PMI): this is an estimate only. Your actual PMI isn't known until we get a quote from a private mortgage insurance company, based on your credit, down payment, and loan. PMI can come off later as you build equity.
- – FHA loans (MIP): FHA sets this cost, and it includes an upfront fee added to your loan.
Your loan officer will give you the exact numbers with your quote.
Loan amount$315,000
Estimate only — not a quote. Your rate, mortgage insurance, and payment depend on your credit, loan type, and market.
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