Free · no credit pull
Free Credit Guides
Grab the guide built for your score. Each one is written for a specific score range, so you get the steps that fit where you are right now. No credit pull, no obligation.
Built to inform you. Not to qualify you.
The Foundation
A step-by-step credit recovery plan: what to pay first, how to dispute errors, your timeline to get mortgage-ready.
The Rebuilder
The fastest path to qualifying range.
The Climber
You may already qualify for several loan programs; how to climb into better rate territory.
The Contender
One tier away from better rate territory.
The Optimizer
Fine-tuning strategies for better rate tiers and what to protect before closing.
The Achiever
How to leverage a strong profile for the best possible terms.
The Strategist
How to protect your score through the mortgage process.
The Elite
How to protect and leverage an exceptional credit profile.
This guide is for educational purposes only and does not constitute financial, legal, tax, or credit repair advice. No guarantee of credit score improvement, loan approval, specific interest rate, or loan terms is implied or expressed. Individual results vary based on personal financial circumstances, credit history, market conditions, and lender underwriting requirements. American Mortgage Solutions and NEXA Mortgage, LLC DBA NEXA Lending are not credit repair organizations and do not provide credit repair services. Consult a qualified financial advisor, tax professional, or attorney for advice specific to your situation.